• ycbm replied to the topic Swollen Neck! in the forum Health 1 day, 20 hours ago

    Have you had food poisoning or similar gastro problems after seafood?

  • ricky started the topic Swollen Neck! in the forum Health 1 day, 20 hours ago

    Ok, I know this isn’t the place for medical advise and I have a GP appointment tomorrow, but I’m interested to see if anyone else has experienced similar to me…

    I don’t have any known food allergies, and regularly eat shellfish (normally clams, prawns, mussels etc).

    Today at the age of 39 I went and bought a crayfish and avocado salad.

    After…[Read more]

  • ricky posted an update 1 week, 1 day ago

    Was this this Putin’s long game, putting an unstable president into power and destabilizing Europe through Brexit and the displacement of peoples through wars in the Middle East. Was he a malign genius, actively shafting the West, or a convenient scapegoat for our failings? Or both?

    • “actively shafting the West”

      Mostly this.

    • I’ve read that he doesn’t see western stability and unity being in Russia’s interests.

      • The latest bad news of course are the imminent trade wars, initiated (or so it seems on the surface) by one D. Trump.

        It’s wrong to speculate but as you get jaded by each new revelation you do begin to wonder if it’s Moscow that is pulling the strings.

    • I’d agree with the malign part but I don’t think it requires genius to spot obvious existing problems and disagreements in our politics and poke at them.

      Also, the evidence that he was interfering seems pretty clear to me but the extent of his success is much harder to judge and I doubt that anybody will ever know whether things would have gone…[Read more]

      • Intriguingly NYT has just published an article – Trump Tries to Destroy the West By DAVID LEONHARDT

        “There’s only one explanation that fits his behavior: He wants to break up the alliance that has dominated the past century.”

        ..and that’s all I can read as I’ve now used u…[Read more]

    • I don’t think the idea of Putin the malign puppeteer working step by step through a detailed master plan in pursuit of a clear and detailed goals makes much sense. I suspect the reality is it’s lots and lots of little bits of opportunistic intervention working broadly toward a goal of a relatively stronger Russia and a relatively stronger Putin.…[Read more]

  • Indeed, but there are also deals about on good/specific cars if you know where to look but the timing of availability has to be right. Very recently Jaguar shipped off a load of Diesel R model XFs for £90 a month on a 6+35 deal which is just bonkers! sold out in a day

    I know my car was a good £100 less than the price a few months later because V…[Read more]

  • I’ve been leasing (aka Personal Contract Hire) for 20 years and a key thing to understand is that the good deals (and there are some) are those when the manufacturer has excess stock of any given model (often when a new version is imminent).

    Rather than dump that excess stock on the retail market and depress prices they get rid by giving them to…[Read more]

  • Purchased my wifes car on PCP. It was madness to do otherwise.

    Interest rate was 0.3% per annum = £36 interest on £4k over 3yrs

    I think I paid a total of £100 interest over the period as they charge the future value at a higher rate so the £3k final payment was probably at something like 0.6%.

    I loaded the mileage to as high as I could eve…[Read more]

  • I get what you’re saying, and I was always very careful with maintenance. I had a bad run with that Yeti: a £10,000, four year old car managed to leave me stranded a few times. In the course of the next two years, there was a problem with the turbo dropping it into limp mode (eventually traced back to a software update that had been missed), a…[Read more]

  • Are you sure that there is a reduced risk of breakdown?

    If properly looked after modern cars will do huge mileages with little deterioration in reliability.

    However , I don’t think I could ever trust a vehicle called the Yeti 😉

  • Sometimes you are just unlucky with cars. My four and a half year old Seat Leon, bought at 18 months, has never skipped a beat. It wasn’t much more than half list price and is now fully paid for. Ideally, we will get another few years of reliable motoring out of it. Hybrid / EV is another issue and certainly something we will look at, but h…[Read more]

  • Another point is the sensible option of gap insurance to avoid difficult conversations if the car is a write off- but – never take the dealers offer of gap insurance, go to ala or someone like them – My wife got an Evoque a couple of years ago and the cost of land rover gap insurance was about £450 for 3 years, ala offered exactly the same cover…[Read more]

  • I spent the first 20 years of my driving career thinking that anyone who drove a brand new car must be mad – that the only way to get value was to buy at about four years old and sell at about eight, so you’re not taking the hit of depreciation.

    Then I was persuaded to look at it more carefully, and realised that the overall cost of running my…[Read more]

  • Pros

    You get behind the wheel of a new car for lower monthly repayments than a personal loan or hire purchase.

    You don’t need to worry about the future trade-in or resale value of the car, as the lender guarantees your car will be worth a minimum sum at the end of the deal.

    It’s flexible. You’ve several options at the end of it – you can even b…[Read more]

  • I really don’t think their intention is to sell cars, their intention is to sell finance packages.

    Too true. I negotiated £2k off a car entirely dependent on me buying £1.5k of service and finance (no discount if you don’t buy the packages). Oh what a surprise that I happened to spot there was a 14 day cooling off period. All cancelled, happy…[Read more]

  • We are looking at buying a second hand car at the moment. The dealers offer extortionate HP repayments and keep pushing for us to buy new.

    One even tried to sell me gap insurance for £400 on a 5 year old car worth £6k.

    I really don’t think their intention is to sell cars, their intention is to sell finance packages. One salesman called me bac…[Read more]

  • Have you seen the way people look after their (and other peoples) cars these days? I would think 80% of cars get at least one wheel curbed in their first year

    Aye. Incredible that these people pay extra for alloys.

    If someone’s driving a leaf they are unlikely to be someone who enjoys driving or is into cars.

    That’s a bit mean! It may h…[Read more]

  • OK, I don’t know the answer to your question but the whole shebang has always struck me as buying things on the never-never reinvented for the no patience, must-have-it-now generation.

    I used to think of it like that.

    Now I see it as a way for the no patience, must-have-it-now generation to heavily subsidise dealer warrantied, low mileage used…[Read more]

  • @crud Have you seen the way people look after their (and other peoples) cars these days? I would think 80% of cars get at least one wheel curbed in their first year

    If someone’s driving a leaf they are unlikely to be someone who enjoys driving or is into cars.

    People tend to enjoy and be interested in things they are good at….

  • I have to be anal about parking to avoid door-denters.

    We looked at 5 ex-PCP leafs, all sub 20k milage.

    I couldn’t believe how knackered all but one were cosmetically – worse alloy and paint damage than my 95k miles 3-series and 120k miles X-Trail, as well as a scratched window and dents etc. How do you even do this to a car with an overhead 3…[Read more]

  • I certainly don’t like PCP, but lease hire is much better. It’s a straight forward agreement. I rent the car for X for x months plus an up front deposit. I don’t own it, I give it back after x months with nothing to pay (unless returned damaged) and nothing owned.

    For me the benefit comes from a few things:

    No long term commitment

    Majority of…[Read more]

  • That’s another reason for me to never take such an offer.

    Cheers everybody

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