• DIY replied to the topic Best smart meters? in the forum General Chat 1 week, 2 days ago

    I’m being pushed to get one too and the information Eon sent me specifically said that there could be compatibility issues if I switched supplier. To me, the fact that they’ve mentioned it in the main letter rather than hidden in small print suggests it’s still quite likely to be an issue.

    On the other hand, I guess that if it’s not compatible with your new supplier, you’re no worse off than you were before. It probably just acts as a dumb meter that has to be manually read.

    There is also the security issue but I suspect that’s probably overhyped. Hard to tell for sure though.

  • geezer started the topic Best smart meters? in the forum General Chat 1 week, 2 days ago

    I was offered a smart meter from an energy company last year. I declined because I regularly change companies and there seemed to be compatability issues between meters/companies.

    I’ve now been offered it again (a bit more forcefully this time!), but have heard these are 2nd generation meters. Are they any better? Should I get one, or hold off longer? I regularly swap suppliers to stay on a good deal.

  • Luke replied to the topic Best dash cam to buy? in the forum General Chat 2 weeks, 6 days ago

    Nextbase are good and have been around for a while. The hardwire kits are available separately and they’re not hard to install yourself if you’re that way inclined.

    I wouldn’t buy one from Amazon. More often than not you will end up getting a cheap Chinese counterfeit that will stop working after a week… that’s what happened to me!

  • nev replied to the topic Best dash cam to buy? in the forum General Chat 2 weeks, 6 days ago

    Mine was fitted by a garage. It is permanently hardwired in, no wires showing. I have it behind the rear view mirror on the passenger side so I don’t even really notice it, and it simply turns itself on when I start the engine and off again when I stop it. The recording is on a loop, so it just records over old footage, so no need to touch it ever. It also has a motion detector, so if someone hits my car when it is parked up unattended it will also record then for a few minutes.

    I just forget it is there.

    My last car had it in for a few years and the only time I used it was when in dispute with a company (a private gym/pool and a ‘customer’ blocked access to my clothes in a basement pool area with no one else present, said that he was going to hold me hostage. I ran out as I was…[Read more]

  • Thank you for the ideas. I didn’t think of Halfords! Will also have a look at the Nextbase. I was quite shaken up by the truck thing and now want one asap!

  • SAFFY replied to the topic Best dash cam to buy? in the forum General Chat 2 weeks, 6 days ago

    Mine is cheepy-cheap from ebay, both rear and front faced. Yes, it has to be permanently plugged into lighter but cables are long enough to tuck it quite tidy.

    I have to say, I noticed changes just having a dashcam suck to my windscreen.

  • jessy replied to the topic Best dash cam to buy? in the forum General Chat 2 weeks, 6 days ago

    1+ mines a Nextbase 101. Very easy to use.

  • I’ve got a nextbase, it’s a good few years old now, dead easy to use and has saved me thousands on a claim! They are one of the more common ones.

  • jessy replied to the topic Best dash cam to buy? in the forum General Chat 2 weeks, 6 days ago

    Go to Halfords. They have a good selection and can also wire them in properly so no trailing wires.
    I was given one for Christmas which came from Halfords and got my garage to wire it in which cost £30, I think the dash cam was about £60.

  • Having nearly got wiped out by a speeding truck on my way to the shopse, I want to get a dash cam, one front facing and one rear, but are there any idiot proof ones? My car has Bluetooth. Do you always have to plug them into the lighter and have trailing wires? Do you need to buy a memory card thing? I’ve tried looking on Amazon but it’s rather baffling. I don’t particularly want the cheapest, but I DO want one that I can’t mess up!

  • pat replied to the topic Car insurance to claim or not? in the forum General Chat 3 weeks ago

    I’d just replace it. I’ve replaced two on my car. One knocked off by a pheasant flying into it, one kicked off by kids.

    I wouldn’t even have considered contacting my insurers, in my mind insurance is for the unaffordable things like the car being totalled.

  • I would (and have in the past) just get the second hand one/breaker’s yard/dealer.

    The previous owner of my current car managed to get the driver who dinged it and drove off, the police tracked him down. Culprit didn’t want to do it through insurance so paid to have the whole panel re-sprayed…

  • Jen replied to the topic Car insurance to claim or not? in the forum General Chat 3 weeks ago

    You will still need to declare at renewal that you had an “accident” and made a claim. You’d still have your ncb and it was “non fault” but still on record. Can increase your premiums.*

    I’d get it replaced myself, but don’t know if it’s too late now that you have already involved insurance?

    *”Non-fault claims can mean that your car insurance premiums increase – but it shouldn’t go up by as much as if you had a fault claim. This is because some insurers will consider you more likely to have another accident if you’ve already been in one crash, meaning they view you as more of a risk.”
    https://www.thinkmoney.co.uk/news-advice/car-insurance-will-a-non-fault-claim-affect-my-premiums-0-5981-0.htm

  • Somebody took my wing mirror off my car today while it was parked on the road outside my parents house. I only got the car yesterday!! A person living in the street left a note on my windscreen and has since provided me with the registration number of the van. I’ve reported it to the police and also my insurance company, who have said they will get the underwriters to call me.

    I’ve since looked on eBay and a complete mirror in the same colour is £35. My OH can easily fit it, so no extra cost to me.

    My dad says claim, the man who hit me and drove off should have a consequence and not get away with it. My OH says get the second-hand mirror and be done with it as any claim is going to take a while and I’ll be stuck with the broken mirror for ages. I don’t have a courtesy car opti…[Read more]

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  • jessy replied to the topic Sleep paralysis in the forum General Chat 3 weeks, 3 days ago

    Have you ever read the labels on some drugs? Do not drink alcohol, do not etc., etc.? It’s there for a reason! I was attending a business exhibition – loads of standing about and my arthritis was beginning to assert itself – the pain in my lower back was excruciating so I took some pills and then some more. Every evening I had to entertain and inevitably enjoyed a few drinks on the firm. Toddled off to my hotel room and spent the night fighting off the entire North Vietnamese Army while being comatose face down with arms and legs completely numb. Quite a shock to suddenly awake in this condition even for me.

    Much later on, I think the medics were using me ( and others attending the same clinic) as a guinea pig – trying our different mixtures of drugs – I took part in one trial…[Read more]

  • Chris B replied to the topic Sleep paralysis in the forum General Chat 3 weeks, 3 days ago

    I’ve had it a few times over the years, usually when I have too much sleep – you know, when you wake up, make a cup of tea to drink in bed and then fall asleep again. Luckily I’ve never experienced anything other than paralysis, knowing that I’m awake but either unable to move at all or feeling that my body is made entirely of lead and I just haven’t got the strength to move. I was certain I once heard someone knocking at the door but I couldn’t do anything about it. I’m wise to it now and know that when it happens, I just need to go back to sleep and it will be ok when I wake up again.

  • Chris B replied to the topic Drawdown Pensions. in the forum General Chat 3 weeks, 3 days ago

    Should you keep your money in a final salary scheme?: – it depends on

    a)if you think the scheme provider (your employer) will continue to keep it funded until you die. If the provider goes bust and the scheme wasn’t fully funded then your scheme may not pay out what it’s supposed to. A young person with a long way to go before drawing on a private sector final salary scheme should be advised of this risk. If you’re in a government scheme you’re less likely to have the government fail to pay up.

    b) Inheritability – many final salary schemes ‘die with you’, or only continue to pay out to your wife. If you’re not married then you may not be able to reap the benefits. If you have kids and think you may not live long enough to reap the benefits of a final salary scheme that will pay…[Read more]

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