active 1 month, 1 week ago
active 1 month, 1 week ago
  • Pros

    You get behind the wheel of a new car for lower monthly repayments than a personal loan or hire purchase.

    You don’t need to worry about the future trade-in or resale value of the car, as the lender guarantees your car will be worth a minimum sum at the end of the deal.

    It’s flexible. You’ve several options at the end of it – you can even buy the car if you like.

    Dealers will often throw in service and maintenance packages, warranties and insurance so you can get your total cost of motoring down to one payment each month (though check these are free, or if not, represent good value).

    A PCP may let you buy a more expensive car than you might otherwise be able to afford but with monthly payments to suit your budget.

    As PCP deals are usually only offered on new or n…[Read more]

  • Did nobody read/hear about the man in his 50s who was asked to participate in a routine random drugs test before he went onto a site to represent his company? He failed the test and was asked to leave the site. His own company did further testing, which also proved positive for opioids and eventually the man lost his job. He insisted that the had never taken ‘recreational’ illegal drugs in his life and wouldn’t let this go. Eventually, it was shown that the trace of opioids in his blood came from eating toasted bread with poppy seeds, every morning for his breakfast.

  • Duck posted a new activity comment 3 months, 2 weeks ago

    I haven’t checked the odds at all but on record alone AJ should be favorite really shouldn’t he?

    (but I’m still quietly rooting for Mr Parker over here).

  • No your right it’s pathetic.

    And yet officers still fail…..

  • Duck posted a new activity comment 3 months, 3 weeks ago

    Old Macallans are very valuable. Your bottle is probably worth several thousand pounds of it is unopened.

    So the whisky should not escape from the bottle at all unless it’s been opened, however each bottle will have a slightly different fill level from the start, especially on older bottle as the bottling was done with inaccurate equipment.

    On expensive collectibles bottles such as yours, a high fill level is one of the things collectors look for. But regardless your bottle I’m sure will fetch well into the thousands. You should consider auctioning.

  • Duck replied to the topic Space and time in the forum General Chat 3 months, 3 weeks ago

    Time is what stops everything happening at once.

    However, I understand that one way of looking at spacetime is as a big four dimensional block with everything that ever “was” or ever “will be” in space and time frozen in – I suppose we just move through the block visiting different places in spacetime.

    @scarymary Your saying that everything is predetermined?

  • Duck posted a new activity comment 3 months, 3 weeks ago

    There’s a lot of hypocrisy and crocodile tears going on. It’s professional sport. Cheating is inherent: think Atherton ball tampering, Dean Richard’s bloodgate (which was not a unique occurrence in rugby), and any number of football,, athletics etc etc cases of cheating.

    Smith’s initial refusal to resign just reflects the assumption across many professional sports and sportspeople that cheating is part of the “game” and the only crime is to get caught.

    The media and pundits know this, and that talk of the “corinthian spirit” is professional sport is rubbish, perfectly well . Their shock and horror is contrived.

  • Duck posted a new activity comment 3 months, 3 weeks ago

    Is this really ‘hate speech’?

    In my view it is quite the opposite. Someone like this taking the most sacrosanct Nazi symbolism of the entire regime and making such an open mockery of it is about as far from antisemitism as it is possible to get.

    To take offense is to totally and utterly miss the point.

    Outlawing offensive jokes should be far more offensive to you than this joke itself. Think about Turkey where you’re prosecuted for joking about Erdogan. Do we really want to walk that way?

    • Being able to be rude to or joke about the prime minister is free speech. Joking about the mass deaths of a large number of people due to their heritage isn’t in my opinion.

      I don’t agree with what’s happening in Turkey, but I don’t think it is the same.

  • Cloned plates are a problem. I knew someone who kept getting parking tickets from Coventry when he’d never been in Coventry in his life. The police found out that someone cloned his number plate. At least he got the letters and could fix it without too much hassle. But when the police use a number plate in a speeding case as evidence of the drivers’ identity, when they can be so easily cloned, it’s worrying! Could happen to anyone.

  • Duck replied to the topic Non jobs in the forum General Chat 5 months, 1 week ago

    But I find it harder to justify the enormous wages and importance of someone who works in the city making money , in itself a pretty abstract concept, in an artificial way that will likely never enter or benefit the real economy.

    @songbird Actually the city in many ways is the real economy – all that cash that Gordon Brown and Tony Blair were able to spend on what ever they spent it on, came from the taxes collected by the financial services industry. The idea that real jobs involved building ships, producing steel, making cars or whatever imploded in the 1970’s, we are for better or worse an economy that will thrive because of the services we are able to offer, and conjuring pound notes out of financial thin air seems to be the exchequers way of providing all those government s…[Read more]

  • I think the question of life elsewhere in the Universe is a no brainer, with a very high probability of intelligence somewhere. The numbers are just too overwhelming. I think its far more interested to speculate whether there is ever any likelihood of us ever crossing paths with it (or them with us) – even indirectly through EM waves. Given our understanding of Special Relativity being what it is, its hard to see it happening right now.

  • Sort out the inventory and the state the property was left in by the previous occupant with the agent. Be meticulous and take photos to back yourself up, especially of the state of cleanliness, signs of damp and any marks or chips on the paintwork. This will pay off if you decide to move on. In our experience agents don’t like to give up the security deposit when you leave and will try to argue that penetrating damp or mould because of badly ventilated bathrooms is good reason to hold back a portion of your deposit.

    Other than that – congratulations and enjoy your own home!

  • @sammy OMG do your history. There were plenty of Labour govts at the time who also starved those industries of investment. They also had far higher rates of tax- both corporation and personal – then they do now and still could not afford the investment.

    Over paying their top directors. The pay of directors is insignificant compared to the costs of running these would make no difference to the price you pay even if their pay was cut by 50%.It might save you 0.25p on your annual elec bill, probably even less.

    You are mixing up too many issues .

  • Duck posted a new activity comment 7 months, 2 weeks ago

    I agree lots of shills were saying in the comments that this was faked but then they released another unedited video to prove it wasn’t.. also other people posted pictures of them get the same results. Also why would Steven risk his rep and ton of subscribers on making a fake video that could easily be tested. Amazon just quickly changed the answers too as soon as the video started to go viral.

  • Duck posted a new activity comment 7 months, 2 weeks ago

    Funny how youtube doesn’t censor anti christian videos or ISIS propaganda videos yet takes this down as fast as possible.

  • Same happened to me just about all my comments I have posted have been “detected as spam” even though they are not spam. Disqus is pathetic for censoring peoples views like this.. bunch of fascist liberal control freaks.

  • Duck changed their profile picture 7 months, 3 weeks ago