@mike Not quite true, if it’s worth less you can walk away without paying anything. If it’s worth more you can pay the value stated and take the car.
They set the values deliberately low so you are encouraged to use the excess value as the deposit on your new car with them.
But by saving up the balloon payment you can buy the car and use it as part exchange somewhere else if you want. Or keep it
Also, I found the repayments on pcp were much less than an equivalent personal loan on the full value of the car.
I sympathise, I have a similar, although less severe problem.. I am pretty sure mine stems from a fall over 30 yrs ago, when I tore a muscle in my lower back. I find that co-codamol, Naproxen and heat work best but I have never been in danger of passing out, although can be rendered immoblie. Have you tried a TENS machine? I haven’t but do know that they can be very effective.
I find a lower back support can really help I picked one up from Nuovahealth which really helped my back spasms.
How do you know? Maybe he’ll be proved correct in 50 years.
@peter Malthus posed the problem of food production in 1798, but it was very much a zero sum game argument and failed to predict mechanisation, hybridisation and a range of other factors that revolutionised food production. So he was definately proved wrong.
There maybe some neo-Malthusian arguments, which may be proved right in time, but predictions tend to make idiots of us.
its going to be pretty difficult to find fizzies with just natural sugar soon. I’d like the odd glass of Cherry Coke or an artificial sweetener free tonic water to put in my gin! When will folk wise up and realise that natural is better than artificial? It all boils down to this really I think.
Also the obsession about obesity, I wonder if any bigbrains have studied why obesity is so rife now? Could it be the effect of processed ready meals and the like, I really think it has a lot to do with it…..and lack of exercise, and lack of sports in schools compared to years ago, and PCs…oh I dunno, every problem has a lot of complex origins.