songbird

active 2 weeks, 6 days ago
active 2 weeks, 6 days ago
  • songbird replied to the topic Drawdown Pensions. in the forum General Chat 2 weeks, 6 days ago

    I am by no means financially naive. An annuity was the best thing for me to do with a pension pot considering all the circumstances so that’s what I did. I agree that they may not be the best choice for all people but they are not bad at giving YOU a safe income till YOU die which is what they were intended to do.

  • songbird posted a new activity comment 3 weeks, 6 days ago

    Being able to clearly distinguish correct and wrong answers in an exam leaves much less wiggle room for the student, no chance of getting by with some waffling and a good sales pitch! It is, therefore, possible to test a much larger body of knowledge in any given exam.

    I guess you will find that most science questions also do not simply ask for recalling material. Ideally, I want to know whether a student has understood the underlying concepts and can, therefore, apply them to a problem at hand. The regurgitating exams exist, but I would class them as simply lazy or even bad teaching practice!

  • songbird posted a new activity comment 3 weeks, 6 days ago

    You can argue that this is true for the subjects, but studying sciences is definitely harder than studying humanities, if only because understanding of a subject can be tested without ambiguity. You do not get far by providing your own “interpretation” of a maths or biology problem!

  • songbird posted a new activity comment 3 weeks, 6 days ago

    @adam I suspect the difference in your experience to that of other posters is subject. Maths and physics simply are harder and require more work than modern languages or PPE, and that would be true at other universities as well.

    • I made a similar observation earlier and the awareness that the sciences required more hours of “compulsory” study did steer me away from Chemistry towards Languages. But science is not harder than the humanities. Once intractable maths and science problems are being solved all the time, yet a comprehensive understanding of the human condition (philosophy and literature) or influencing and predicting behaviour (politics and economics) eludes us still.

      • You can argue that this is true for the subjects, but studying sciences is definitely harder than studying humanities, if only because understanding of a subject can be tested without ambiguity. You do not get far by providing your own “interpretation” of a maths or biology problem!

      • @songbird How does having a better definition of the correct answer make a subject harder? If anything that should single out the sciences as easier. Not that I’m making that argument since I’ve already observed that the sciences very obviously impose a greater compulsory workload.

        In literature or philosophy you are probing the mind of the author/philosopher, often from a distance of many centuries, to elicit his/her take on the great questions of life, mostly dealing with love and death, but also conflict, betrayal, lust and power. But you are obliged in that process to confront those questions yourself and blend your modern interpretation with the original, then present a case, as a barrister might, for rebuttal by a tutor or examiner, who not only understands the subject bet…[Read more]

      • Being able to clearly distinguish correct and wrong answers in an exam leaves much less wiggle room for the student, no chance of getting by with some waffling and a good sales pitch! It is, therefore, possible to test a much larger body of knowledge in any given exam.

        I guess you will find that most science questions also do not simply ask for recalling material. Ideally, I want to know whether a student has understood the underlying concepts and can, therefore, apply them to a problem at hand. The regurgitating exams exist, but I would class them as simply lazy or even bad teaching practice!

      • “The regurgitating exams exist, but I would class them as simply lazy or even bad teaching practice!”

        I agree entirely. I don’t know about over in Germany (?) but here in the UK rote learning and regurgitation of formula keyed through Pavlovian training with certain question styles seems to the the main outcome of A-level sylibii and teaching.

        Kids talk about the “suvat equations”. Putting asside my distaste about the non-acronym nature of the name, or the use of arbitrarily chosen variables to yield the name, it distressed me that they think of “s=ut+1/2at^2” et al as physics, and of bunging numbers in as doing physics. They are solutions to the equations of motion under certain rigid constraints. They should be learning the equations of motion and how to solve them, not…[Read more]

      • @ratface There’s also a lot of variation within the sciences. I started studying chemistry at university where there seemed to be usually be one single correct answer but for a variety of reasons dropped out of university for a while (ironically to get a job as a lab technician based on my chemistry skills). I later went back to study biology, mostly plant ecology, where often there is no single answer & its often a case of considering alternatives and justifying a choice. I found that much more satisfying than chemistry (a bit like you I suspect). All a long time ago but I still remember one question for our finals general paper – “Skin – the perfect wrapping ?” difficult to prepare for that & similar questions other than to have a good knowledge of the subject.

    • That may be true, but, by all accounts the Cambridge Maths course was (and probably still is) exceptionally demanding and fast paced. What’s more, you could be good enough to get in and then three years hard work later you could understand your stuff and still potentially be unable to do any questions in your finals – there were no questions just testing basic understanding, incomplete answers got very little credit and all the questions were hard. So you could end up with nothing while others who wouldn’t have considered applying to Cambridge got firsts at other good universities. It was incredibly demoralising for many. A friend seriously considered doing an Open University Maths degree afterwards just to regain some self respect academically (something I might even do in…[Read more]

    • > Maths and physics simply are harder and require more work than modern languages or PPE.

      Except for the truly brilliant few (and there were certainly some at Cambridge!) for whom the Maths course was apparently effortless. And unlike brilliant physicists, they didn’t have to do lab stuff and unlike brilliant humanities students, they didn’t have to read books and write essays.

  • I have seen bad effects of regular cannabis use including psychosis at its worst and at its best sapping any drive that person had turning them into a virtual zombie even if it was only at the weekend. These people kid themselves that it’s not having a negative effect.

    Two young people died taking ecstasy last weekend so hardly harmless.

    Arguably those people who smoke weed and lose any drive would probably use drink to the same effect if thats all they had available to them. and many, many people lose weekends and evenings to alcohol. Having witnessed both alcoholics killing themselves over a matter of decades (and what it put their families through) and losing acquaintances in the 90s to heroin abuse that led on from the softer drugs I dont think there’s an easy answer but d…[Read more]

  • Congrats on your pay rise 🙂 For 2018 you should pay £7,368.00 under high rate income tax and £4,584 national insurance. Giving you around £35 000 to spend on as you like.

    The question is what were you being paid before because if the pay increase is as much as the increase in tax you will be paying is it really worth it?

    Ps, All these rules and regulations are made to be as hard as possible to work out… designed to trip you up so HMRC can fine you later on.

  • I recently moved from virgin meida, the broadband is the worst ever and their staff on the phone are so rude.

  • In local elections I think it often makes sense to vote for minor parties; Lib Dem, green or independent. They are often the most focused on local issues, often more capable individuals and not driven by ideology or a national party agenda, partly because they have little chance nationally.

    Min general elections, unfortunately you do have a point, but even here, large numbers of votes create pressure even if they don’t gain seats, see UKIP.

  • Very funny. But also quite disturbing that people can take him seriously and not easily question his statements (no United States? FFS).

  • My PC is 8 years old. It was nothing special at the time, i.e. 4gb RAM and 500gb hard drive. It runs everything I need (internet, Office, Photoshop, video editing etc) and is absolutely fine. Most of this is from wiping the hard drive and reinstalling from scratch. I can’t imagine the need to spend £500 on a new PC to just do the things you need to do… A second hand PC, with a fresh install of Win10, should be absolutely fine.

  • songbird replied to the topic Sports massage? Do they work? in the forum Health 3 months ago

    Best thing I ever did (and this is no exaggeration) is find a good physio. I hobbled about for years on a dodgy ankle (swollen Achilles tendon) and just put up with the pain. Running for more than an hour was agony. I eventually went to the GP as I thought surgery would be my only option – the tendon was the size of a golf ball by then. I was referred to a GOOD physio – I had seen crappy ones over the years and I never looked back!!

    Make sure it’s massage you need – have you actually had your pain diagnosed by a doctor? I’m not being nosey but you need to know where the real problem is first. Sports massage can’t really do any harm but it could be someone more aggressive you need

    It’s definitely true that we don’t think twice about spending a fortune on new clothes, shoes,…[Read more]

  • songbird posted a new activity comment 3 months ago

    Here’s an article by Rory Stewart MP I think its a rather good and well considered piece.

    http://www.rorystewart.co.uk/the-point-of-politicians/

  • songbird replied to the topic Non jobs in the forum General Chat 5 months, 1 week ago

    @torieboy I think you can make a valid argument for a heart surgeon. But I find it harder to justify the enormous wages and importance of someone who works in the city making money , in itself a pretty abstract concept, in an artificial way that will likely never enter or benefit the real economy.

  • Were you within the estimated delivery time? I am presuming so. Even if it has passed ebay say you should contact the seller first. I’d like to say ebay will side with you but, well they like buyers.

  • songbird replied to the topic Rotator Cuff tear…. in the forum Health 5 months, 1 week ago

    Mine was caused by the ends of my collar bone being too long and cutting into the rotator cuff. It required surgery, which took six months and lots of physio to be completely better. I was unlucky that the other shoulder was similarly affected and had to have the surgery on that one too. Very painful post surgery for about 6 weeks, but had to be done or else the tendons would have severed meaning a body cast! Full function was restored and I’ve had no further problems. Both shoulders I had several full thickness tears and some partial ones.
    I would recommend getting x rayed as I had physio pre diagnosis which caused more damage due to the cause of mine being the bones being too long.

  • @nobroo surely ‘benefit fraud’ is only measured by those who are caught, how many are actually committing this offense must be impossible to measure accurately.

    Far more people probably ‘abuse’ the benefits system in that they make it a lifestyle choice – rather than seeking very low paid jobs they are actually better off being in receipt of benefits.

  • I only have the normal sized Home. Was simple. Did you follow the instructions? Your question leaves us nothing to help you with? What steps did you take? Where is it failing?